Vancouver English Centre

You must have medical insurance during your stay in British Columbia.  You must show  proof of insurance coverage before starting classes. You can use BC Medical Services Plan if you have a Student Authorization and will be in Vancouver longer than 6 months.. It is $36 per month.  You will receive BC Medical Services approximately 3 months after you apply.

Consequently, you must buy private medical insurance for the first three months of your visit. It is best to buy insurance before you leave home. If you prefer, VEC will arrange medical insurance for you.  The cost is CAD$60 per month. To have your medical insurance arranged by VEC, you must pay for it when applying for admission.  Insurance fees are not refundable. Students are only covered by insurance while they are enrolled in a course at VEC. Your coverage will end no later than 7 days after you leave the school.  If you pay for VEC medical insurance, your coverage will automatically begin on your first day of school.  If you want your coverage to begin sooner, please inform us when you send your application package.

Summary of Policy Benefits (Private Insurance)

• Reimbursement for reasonable, necessary and customary medical expense for:
  
• Sickness and injury
  
• Hospital charges
  
• Physician and nurse as required
  
• Prescription drugs - 90 days coverage
  
• Ambulance service - $500 limit
  
• X-ray and laboratory exams, as required
  
• Emergency dental injury - $2000 limit
  
• Physiotherapist, chiropractor
  

• Nil
  

• CAD$1,000,000.00
  

• Routine check-ups, general exams, and related visits to the doctor's office are not covered under this policy.  This policy does not cover expenses incurred for eyeglasses, contact lenses, and hearing aids.  This policy does not cover claims caused by or resulting from:
  
• Intentionally self-inflicted injury while sane or insane
  
• Pregnancy, childbirth, or complications thereof
  
• Participation in any professional athletics, acrobatics, stunt flying, hang gliding, or any racing or speeding contests
  
• Coverage in the USA is limited to 14 days and is for emergency treatment only
  

• On the expiry date on the certificate
  
• When the insured person becomes eligible for a Canadian government Medical Services Plan.
  
• 14 days after the insured person ceases studies at VEC
  

• Inquire at the VEC administration office for assistance.
  

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